Budget Template with Excel

Step 1
If you have a home desktop PC, mac or personal notebook, you may access for free or can download a management software such as Microsoft Money to help design your own free excel budget template.

Step2
Design your excel budget template around 6 main categories.


Step 3
Debts should include any credit loans and monthly balance you choose to pay make up the next budget category on your free excel template.


Step 4
Miscellaneous expenses

Step 5
Figure total monthly income at top of your free excel budget template, then total your monthly expenses for each category, and subtract to get your net income balance at the bottom.

Season Greetings

May the spirit of Christmas bless your home always.
May all those you hold dear, always be near and warm your heart
And may your fides always be bright with cheer
Merry Christmas and a Happy New Year

Nintendo DSi

The latest Revision of the Nintendo DS, the DSi (with its main new feature being 2 built-in cameras, with a more multimedia focus of pics/music), is now available in Japan.

But all of us North Americans want to know, when can we get our hands on it? Looks like the DSi will land in North America sometime this upcoming summer.

Next Podcast

January 3 2009




ACDSEE Photo Manager 2009

Winzip 12

Logitech Quickcam Deluxe For Notebooks

Recorded & Posted

Podcast recorded & posted
Show # 34
for December 20 2008



Listen Now

Podcast Preperation

Preparing material for podcast
on December 20 2008

Choosing The Right Laptop

Step 1
Decide what you want to do on your
laptop.

Step 2
Decide what screen size you need.

Step3
Decide what kind of networking features you want. One of the most popular current features of laptops is wireless Internet access.

Step4
Determine your battery needs.

Step5
Look into the warranty and service plan.

Apple 16GB iPod nano

The 16GB iPod nano has curvaceous aluminum and glass design, you can watch movies and shows in widescreen, automatically create Genius playlists and flip through album art with Cover Flow. Plus, with a simple shake, it’s even easier to shuffle your way to a different song.




Check it out

Open ID

What is OpenID?


OpenID has arisen from the open source community to solve the problems that could not be easily solved by other existing technologies. OpenID is a lightweight method of identifying individuals that uses the same technology framework that is used to identify websites. As such, OpenID is not owned by anyone, nor should it be

OpenID eliminates the need for multiple usernames across different websites, simplifying your online experience.

You get to choose the OpenID Provider that best meets your needs and most importantly that you trust. your OpenID can stay with you, no matter which Provider you move to and is completely free.

With OpenID you can easily transform one of these existing URIs into an account which can be used at sites which support OpenID logins.

Today it is estimated that there are nearly ten-thousand sites supporting OpenID logins. More Info



Get your Open ID now

Anti Virus & Spyware

Here are three good, free, anti-virus programs I recommend:

AVG
Avast
Anti-vir

Also NOD32. It is very lightweight and highly effective.

I

Next Podcast

December 20 2008 (Christmas Show)




Top 5 items for Christmas

itunes

Garmin GPS

Recorded & Posted

Podcast recorded & posted
Show # 33
for December 6 2008



Listen Now

Podcast Preperation

Preparing material for podcast
on December 6 2008

Wii release dates

Rock Band 2 Release Date

expected December 22 2008

Blog: Top Ten Tips

1) Stay on topic
2) Be informative
3) Old news is not news
4) Adhere to a schedule
5) Clarity and simplicity
6) Keyword-rich
7) Quantity matters
8) Frequency
9) Spell checking and proof-reading
10) RSS